» "Dealing with debt when saying, 'I do' "
"Finances can be a touchy subject, especially for spouses. According to one survey, couples fight about money twice as much as they fight about sex. "
ID: 11885 • 153 WORDS
Money Management >> Financial Stress
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» "Yes, if it sounds too good to be true, then it probably is "
Here are some promises and phrases that scammers like to use to lure you in.
ID: 12399 • 170 WORDS
Money Management >> Financial Stress
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» 6 tips for paying off holiday bills
"Here are six tips to get holiday debt paid off: Beat the minimum. Save $1 a day plus loose change. After a month, you'll have about $40 more to add to your monthly payment. "
ID: 10584 • 191 WORDS
Money Management >> Financial Stress
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» A crash course in credit insurance
"When you apply for a mortgage or personal loan, you likely will be asked if you want to buy credit insurance. This insurance is optional and cannot be made a condition for loan approval. "
ID: 12274 • 307 WORDS
Money Management >> Financial Stress
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» Avoid these top life insurance mistakes
"No insurance - According to the insurance research firm Limra, 30% of U.S. households have no life insurance - a mistake if you have dependents relying on your income. "
ID: 11395 • 183 WORDS
Money Management >> Financial Stress
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» Avoiding money squabbles
"Money matters rank at the top of many couple's lists of touchy topics to talk about. Instead of avoiding the issue until it flares up into a flight, develop a financial framework that keeps the relationship on the right track. "
ID: 11717 • 247 WORDS
Money Management >> Financial Stress
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» Banishing bad debt
"Bad debt: Debt for things that don't build wealth (such as restaurant meals, toys, etc.) and take a long time to repay (such as vacations). Bad debt can take years, even decades, to pay off. "
ID: 10668 • 159 WORDS
Money Management >> Financial Stress
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» Borrowing money from friends or family
"Follow these three rules: 1. Present a plan. Propose a monthly repayment schedule that includes the interest rate, length, and even late fees. If you have collateral to back up the loan you should offer that as security the loan will be paid back. "
ID: 10568 • 137 WORDS
Money Management >> Financial Stress
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» Calling in the professionals
If you're planning to hire a financial planner: Hire someone with special credentials (such as Certified Financial Planner or Personal Financial Specialist).
ID: 11396 • 107 WORDS
Money Management >> Financial Stress
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» Debt collector 'do's and don'ts
"If you're behind in paying bills, or a creditor's records mistakenly show you are, debt collectors may try to contact you. If they do, know your rights. "
ID: 11956 • 216 WORDS
Money Management >> Financial Stress
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» Don't make these four money mistakes
"There are no guarantees in life, but avoiding these four common money mistakes may help you dodge a personal financial fiasco. "
ID: 12073 • 243 WORDS
Money Management >> Financial Stress
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» Financial stress and your health
We've heard a lot about how poor health can create financial stress. But we hear less about the impact of financial stress on health.
ID: 10212 • 214 WORDS
Money Management >> Financial Stress
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» Getting organized
"Taking the time to get organized is the first step to becoming ""financially fit."" Make financial planning part of your regular routine and schedule time to manage your money, just as you would schedule trips to the grocery store. "
ID: 10420 • 224 WORDS
Money Management >> Financial Stress
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» Managing your finances during a serious illness
"Sound financial planning includes planning for the worst while hoping it never happens. If you're dealing with cancer treatment or another serious illness, you can start to develop a budget by estimating your out-of-pocket costs for health care. "
ID: 10907 • 216 WORDS
Money Management >> Financial Stress
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» Simplify your financial life
Here are a few low - maintenance ideas to keep your finances in order without causing you headaches. Automate: Direct deposit your paycheck into your banking account(s).
ID: 10583 • 124 WORDS
Money Management >> Financial Stress
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» Stay safe from mortgage-relief scammers
"If you're facing foreclosure on a home, you likely want professional help to prevent losing your house. Many credible sources offer mortgage-relief assistance. "
ID: 12038 • 327 WORDS
Money Management >> Financial Stress
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» What you need to know if you suffer from buyer's remorse
"Do you ever regret a purchase and wish to return it? It may not always be possible, but you should know about the Federal Trade Commission's Cooling-Off Rule. "
ID: 11898 • 536 WORDS
Money Management >> Financial Stress
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» Would you pass a financial stress test?
"A financial stress test doesn't involve a treadmill, an observing doctor, or wires on your body, but it can be very important to your well-being. A financial stress test can help you determine whether your finances can survive various pressures. "
ID: 10606 • 127 WORDS
Money Management >> Financial Stress
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