» "Dealing with debt when saying, 'I do' "

"Finances can be a touchy subject, especially for spouses. According to one survey, couples fight about money twice as much as they fight about sex. "

» "Yes, if it sounds too good to be true, then it probably is "

Here are some promises and phrases that scammers like to use to lure you in.

» 6 tips for paying off holiday bills

"Here are six tips to get holiday debt paid off: Beat the minimum. Save $1 a day plus loose change. After a month, you'll have about $40 more to add to your monthly payment. "

» A crash course in credit insurance

"When you apply for a mortgage or personal loan, you likely will be asked if you want to buy credit insurance. This insurance is optional and cannot be made a condition for loan approval. "

» Avoid these top life insurance mistakes

"No insurance - According to the insurance research firm Limra, 30% of U.S. households have no life insurance - a mistake if you have dependents relying on your income. "

» Avoiding money squabbles

"Money matters rank at the top of many couple's lists of touchy topics to talk about. Instead of avoiding the issue until it flares up into a flight, develop a financial framework that keeps the relationship on the right track. "

» Banishing bad debt

"Bad debt: Debt for things that don't build wealth (such as restaurant meals, toys, etc.) and take a long time to repay (such as vacations). Bad debt can take years, even decades, to pay off. "

» Borrowing money from friends or family

"Follow these three rules: 1. Present a plan. Propose a monthly repayment schedule that includes the interest rate, length, and even late fees. If you have collateral to back up the loan you should offer that as security the loan will be paid back. "

» Calling in the professionals

If you're planning to hire a financial planner: Hire someone with special credentials (such as Certified Financial Planner or Personal Financial Specialist).

» Debt collector 'do's and don'ts

"If you're behind in paying bills, or a creditor's records mistakenly show you are, debt collectors may try to contact you. If they do, know your rights. "

» Don't make these four money mistakes

"There are no guarantees in life, but avoiding these four common money mistakes may help you dodge a personal financial fiasco. "

» Financial stress and your health

We've heard a lot about how poor health can create financial stress. But we hear less about the impact of financial stress on health.

» Getting organized

"Taking the time to get organized is the first step to becoming ""financially fit."" Make financial planning part of your regular routine and schedule time to manage your money, just as you would schedule trips to the grocery store. "

» Managing your finances during a serious illness

"Sound financial planning includes planning for the worst while hoping it never happens. If you're dealing with cancer treatment or another serious illness, you can start to develop a budget by estimating your out-of-pocket costs for health care. "

» Simplify your financial life

Here are a few low - maintenance ideas to keep your finances in order without causing you headaches. Automate: Direct deposit your paycheck into your banking account(s).

» Stay safe from mortgage-relief scammers

"If you're facing foreclosure on a home, you likely want professional help to prevent losing your house. Many credible sources offer mortgage-relief assistance. "

» What you need to know if you suffer from buyer's remorse

"Do you ever regret a purchase and wish to return it? It may not always be possible, but you should know about the Federal Trade Commission's Cooling-Off Rule. "

» Would you pass a financial stress test?

"A financial stress test doesn't involve a treadmill, an observing doctor, or wires on your body, but it can be very important to your well-being. A financial stress test can help you determine whether your finances can survive various pressures. "